
Accessing Healthcare Coverage Under the Affordable Care Act (ACA)
The Affordable Care Act (ACA), also known as «Obamacare,» aims to increase access to health insurance for more individuals. Find a plan on the Health Insurance Marketplace.
Learn About the Health Insurance Marketplace
The Health Insurance Marketplace, commonly referred to as «Obamacare,» allows you to search and compare policies that offer medical, dental, vision, and other coverage options. Determine if you qualify for coverage and enroll in a plan.
Check Your Eligibility for a Health Insurance Marketplace Plan
Find out if you meet the requirements to use the Health Insurance Marketplace. There is no income limit to be eligible. Protections provided by the ACA include:
- Insurers cannot deny medical coverage based on gender or pre-existing conditions.
- Coverage does not have annual or lifetime limits.
- Young adults can stay on their family’s insurance plan until age 26.
Learn more about your rights under the Affordable Care Act.
How to Enroll in a Health Insurance Marketplace Plan
Go to HealthCare.gov to find Health Insurance Marketplace plans in your state. The enrollment process varies by state.
During the annual open enrollment period, each year, you can:
- Choose a plan for the first time.
- Continue with your current plan.
- Make changes to your current insurance plan.
- Choose a new plan to replace your current one.
If you experience a life event such as moving or the birth of a baby, you may qualify to change your coverage during a special enrollment period.
Learn more about special enrollment periods and find out if you qualify.